the officials returned to the field for the game between the baltimore ravens and cleveland browns and were greeted by a standing ovation from the fans. those are news headlines in the fox business network. get you back to tracy and ashley. tracy: arthel neville. thank you very much. ashley: underfunded pensions, rising health care cost, oh, yeah, the fiscal cliff, just some challenges states are grappling with right now. joining us for a look at the fiscal health of the states is david atkins, ceo of the council of state governments. david, thanks for joining us. my question to you is, do you get the sense there is some complacency out there about this fiscal cliff? oh, they will get it done in the end and states are not really taking the necessary preparations? >> that's right, ashley. certainly from the states perspective we get the feeling the federal government is involved in one of those nightmares many had in college and wake up on the day of the test and been enrolled in a course and never even attended it. there is sense of foreboding and great sense of complacency at the fede